The payables orchestration platform built for middle east organisations

Have complete control over invoices, expenses, and payments, across every entity, country, and ERP, delivered on UAE sovereign infrastructure.

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UAE Sovereign Cloud Hosted

Peppol Connected

Arabic Invoice Ready

Multiple entities. Multiple ERPs. Multiple currencies, tax regimes, and regulatory frameworks, spread across countries with distributed teams and strict data residency rules.

SpendConsole sits above your ERPs as a unified payables orchestration layer, one place where every invoice and expense across the entire organisation is captured, validated, approved, settled, and auditable.

70%

Reduction in invoice processing costs

98%

AI extraction accuracy across 20+ languages

80%

Straight-through processing rate

95%

Faster invoice-to-payment cycle times

Connect to the UAE e-Invoicing ecosystem

Integrate with the national e-invoicing framework without ripping out existing systems.

Alignment with MoF e-invoicing principles and structured invoice models
PEPPOL-based interoperability and PINT AE support built into the transaction layer
Integration across SAP and non-SAP ERP environments
Secure connectivity for B2B and B2G invoice exchange
Government-compliant document archiving with full transaction auditability

Ensure your e-Invoicing compliance runs inside the same workflow as capture and approval.

Capture every format the region throws at you

Middle East supplier environments are diverse. Some vendors submit structured EDI. Others send scanned PDFs. Some hand over handwritten Arabic invoices.

SpendConsole processes all of them on a single platform:

Handwritten Arabic invoices
Printed Arabic invoices
English and multi-language invoices
Structured and unstructured formats across email, portal, PO Flip, EDI, and API

Have one capture layer across every supplier, regardless of how mature their invoicing is.

Resolve exceptions across entities

A mismatch in one entity affexcts consolidated reporting, holds up payment runs, and leaves gaps in your audit trail. SpendConsole catches them before that happens:

Automated 2-way, 3-way, and 4-way matching with intelligent tolerance thresholds
Confidence-scored match outcomes that separate real exceptions from false flags
Delegation of Authority approval workflows with escalation rules and SLA tracking
In-context communication tied to specific invoices and line items
Policy enforcement that applies consistently across every entity

Exceptions are flagged, routed, and resolved before they hit your payment queue.

Settle payments across currencies, countries, and entities

Move from approved invoice to executed payment without switching platforms or reconciling across systems.

Approval-gated workflows with role-based controls and full audit trails
Multi-currency settlement across AED, SAR, QAR, BHD, and 50+ currencies
Payment execution across virtual cards, wire, ACH, and batch payouts
Early payment discount identification and dynamic scheduling
Automated reconciliation back to your ERP, SAP, Oracle, Dynamics, or others

Every transaction is traceable, from capture to payment to ERP posting.

Enterprise expense management

Corporate card and employee spend management on the same platform, same approval engine, same controls as invoice management.

Automated receipt capture and validation
Policy enforcement and approval workflows
ERP reconciliation and financial posting
Full audit trail and compliance enforcement
Real-time spend visibility

Have employee spend held to the same standard as supplier invoices.

What holds it all together

Every capability on this page, capture, matching, approvals, payments, expenses, runs on a single platform foundation.

Shared supplier and employee master data
Single workflow and approval orchestration engine
Tenant-level data isolation and enterprise security
ERP integration across SAP, Oracle, Dynamics, and others
Embedded AI agent for real-time insights and recommendations

Have every transaction, invoice or expense, governed by the same rules, in the same place.

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Sovereign-compliant by design

Your financial data lives on CPX Sovereign Cloud in the UAE. Data residency, banking compliance, government mandates, all handled at the infrastructure level.

Governments across the Middle East are tightening requirements around where financial data lives, how invoices are exchanged, and what counts as compliant. Organisations that host on shared hyperscale regions or bolt compliance on after the fact are going to spend more time catching up than operating.

SpendConsole runs on CPX Sovereign Cloud, part of the G42 ecosystem, with fully isolated tenant architecture. Financial data stays inside UAE borders, not in a shared region that happens to have a UAE availability zone. AI models run privately within the platform, your invoice data doesn't train shared models and doesn't leave your environment.

The platform connects natively to the Peppol network and supports the PINT AE data schema for structured, government-compliant invoice exchange across B2B and B2G transactions. Document archiving meets government requirements with a full audit trail of every transaction, approval, and change. And ISO 27001 certification covers the information security layer end to end.

Connects to any ERP you're already running

SpendConsole connects to whatever ERP you're running. SAP, Oracle, Dynamics, NetSuite, Sage. The platform integrates with each ERP instance, processes invoices through a single orchestration layer, and posts results back.

Organisations across the Middle East rarely run a single ERP. SpendConsole connects to each instance and treats them as one payables environment. Invoices are captured once, validated once, and approved through a single workflow. The platform maps transactions to the correct entity, reconciles against the right ledger, and posts back to whichever ERP owns that record.

Get a single view of what’s pending, what’s approved, what’s paid, and what’s stuck across every entity and every ERP instance. The same approval rules, compliance checks, and controls apply everywhere. No entity-by-entity configuration. No manual consolidation at month-end.

Proven across Middle East enterprises

Multi-Industry Enterprise Group | Middle East

Shared services standardisation in the Middle East

14+

Companies Companies Centralised

“It is not easy to find a solution that can work in our region. Some tools have workflows but cannot read Arabic handwriting. Others integrate poorly with SAP or lack analytics. SpendConsole provided a complete, end-to-end solution that truly addressed our challenges.”

Mahmoud Ezzeldin

Financial Controller

Read Full case study

Banking and Financial Services | UAE

Transforming accounts payable across a major UAE banking group

60%

reduction in manual AP effort

SpendConsole replaced manual, fragmented AP workflows with an AI-powered capture-to-posting platform integrated directly with SAP Ariba. Go-live took 16 weeks.

Read Full case study

Trusted by enterprise and government finance teams

“It is not easy to find a solution that can work in our region. Some tools have workflows but cannot read Arabic handwriting. Others integrate poorly with SAP or lack analytics. SpendConsole provided a complete, end-to-end solution that truly addressed our challenges.”

Mahmoud Ezzeldin

Regional Finance and Accounting Director | HSA Group
"We truly believe SpendConsole really wanted to understand our business. With the other players in the market, it felt like more of an off-the-shelf solution. SpendConsole took the time, understood our problem statements, and really understood our requirements."

Dion Morgan

Senior Vice President, Global Finance Operations | Toll Group
"As their first customer, I embraced the power of their AI automation software to enable us to consolidate all of our supplier invoices across our global business in one place. This helps prevent incorrect and duplicate payments and has improved our payables productivity by over 50%."

Brett Fulton

CEO | Fulton Francis
“The implementation was remarkably smooth, our client’s teams working collaboratively with SpendConsole to deliver the program on time, on-budget, and meeting our business objectives.”

Ian Walford

Group Treasurer | Macmahon
“SpendConsole significantly improves our processing times and minimises our risk of incorrect payments.”

Brendan Francis

Founder and CEO | PRAAS
“SpendConsole significantly improved our control over finance and AP processes, and reduced dependency on individual resources, enabling strategic decisions and unlocking productivity.”

Jonathon Porcelli

General Manager (Financial Control) | Mitsubishi Motors Australia
“The SpendConsole team is supportive, collaborative and delivers outcomes that meet our organisation’s needs.”

Amina Bello

Director – Shared Services Integration | TAFE NSW

FAQs

SpendConsole supports AP automation across automotive, mining and mining services, government and public sector, education, asset-intensive operations, and shared services environments. The platform operates across Australia, New Zealand, and the Middle East with offices in Sydney, Melbourne, and Dubai.

The UAE is introducing mandatory e-invoicing under a Peppol-based 5-corner model using the PINT AE format. Large businesses (AED 50M+ revenue) must comply by January 2027. All other VAT-registered businesses must comply by July 2027. Businesses need to appoint a Ministry of Finance-accredited service provider by July 2026. SpendConsole is PINT AE certified and FTA accredited.

Yes. SpendConsole processes both handwritten and printed Arabic invoices, including vendor names, descriptions, line items, and numeric values. This capability was the primary differentiator that led HSA Group to choose SpendConsole after previous automation tools failed on Arabic documents.

Yes. SpendConsole connects natively with SAP ECC, S/4HANA, and Ariba, the dominant ERP infrastructure across the MENA region. Both HSA Group and ADCB run SpendConsole integrated with SAP, with invoices captured, validated, matched, and posted back automatically.

HSA Group achieved a 70%+ productivity improvement processing 150,000+ invoices annually across 14 companies. ADCB reduced manual AP effort by 40–60% while strengthening VAT compliance and audit readiness, with value delivered in approximately 14 weeks.

See how SpendConsole works across the Middle East

Book a free demo to see how SpendConsole handles Arabic invoices, sovereign compliance, and multi country operations.